Insights

Plain-language Prairie money talk.

No jargon, no filler, no syndicated copy you've read on five other advisors' sites. Just straight answers to the questions Manitoba, Saskatchewan, and Alberta families actually ask us.

Insurance
June 2026 · 6 min read · by Kevin Miller

Your bank offered you mortgage insurance. Here's what they didn't mention.

It sounds responsible, it's easy to say yes at the signing table, and for a lot of Prairie families it's quietly the wrong call. A plain-language look at lender's mortgage insurance versus owning your own policy, and how to tell which one actually protects your family.

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Retirement

Should I take CPP at 60, 65, or 70 in Manitoba?

The "take it early" instinct costs more than most people realize. We run the actual break-even math.

Coming soon
Tax

RRSP or TFSA? The answer the bank won't give you straight.

It depends on your income now versus later, here's the rule of thumb, and the exceptions that matter.

Coming soon
Business

The buy-sell agreement most Prairie partners never set up.

If your business partner died tomorrow, who'd own their half? Probably not who you'd want.

Coming soon

Want a deeper financial library?

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